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Real estate appraiser in Ohio County, Kentucky
Residential, farm and land appraisals throughout Ohio County, including Hartford (the county seat), Beaver Dam, Centertown, Fordsville, McHenry and Rockport, by Scott D. Kelley, Kentucky Certified General Appraiser #4265.
Ohio County market notes
[confirm] We have not yet compiled Ohio County PVA sales; median prices and trends will be added when that data is available. Our local sales research for each assignment does not depend on this summary.
For every Ohio County assignment, comparable sales are researched directly from county records and multiple listing data, verified where possible with a party to the sale, and selected for similarity in location, size, age, condition, land and outbuildings. In a smaller market, that often means extending the search in time or into neighboring counties and explaining why in the report. Lake-area, waterfront and rural acreage properties each need comparables of the same kind, because buyers pay for different things in each.
Common property types in Ohio County
Ohio County is rural with small-town markets in Hartford and Beaver Dam, farmland, and reclaimed mine land. [confirm local geography notes] Each of these calls for a different set of comparable sales. In-town homes are compared with nearby in-town sales; rural homes on acreage need sales with similar land, outbuildings and road access, often from neighboring counties.
Manufactured homes on owned land, homes with significant unpermitted additions, and properties with several outbuildings are common in western Kentucky and each require specific reporting. Let us know about them when you order so the right data is gathered before the inspection.
Farm and land considerations
For farms, hunting tracts and vacant land, value depends on how the acres break down (tillable, pasture, woods), soil productivity, road frontage, access, utilities and water. Flooding along the Green River and Rough River matters for bottomland: check the FEMA flood map (msc.fema.gov) for any parcel near a stream. Parts of the county lie in the Western Kentucky Coal Field, so mineral rights, past mining and reclaimed land can affect use and value; the deed and PVA record should be checked for severed mineral rights.
Acreage on a PVA card or an old deed is not always accurate. If acreage is uncertain, a boundary survey in Ohio County before the appraisal can avoid a second look later. Scott D. Kelley's Certified General credential covers farms, land and all other property types.
Appraisal services in Ohio County
- Purchase and refinance appraisals (UAD 3.6 forms) for lenders; FHA, VA, USDA and FSA (Farm Service Agency)
- Estate, probate and date-of-death appraisals
- Divorce and separation appraisals
- Property tax appeals before the Ohio County Board of Assessment Appeals
- Farm, land and acreage appraisals
- Pre-listing appraisals for sellers and agents
- PMI removal and home measurement
How to order an appraisal in Ohio County
- Call 270-667-4216 or email admin@tradewaterrealty.com.
- Share the property address, the purpose (sale, estate, divorce, tax appeal, lending), the effective date if it is in the past, and any deadline.
- Send what you have: deed, survey or plat, a list of updates, leases, and anything unusual about the property.
- We confirm the fee and schedule an inspection arrival window (call for a quote) [confirm fees].
- You receive a written report; we are available to explain it.
Frequently asked questions
Do you appraise homes in Hartford and the rest of Ohio County?
Yes. We appraise throughout Ohio County, including Hartford, Beaver Dam, Centertown, Fordsville, McHenry and Rockport.
Can you appraise farms and land in Ohio County?
Yes. Scott D. Kelley is a Kentucky Certified General appraiser, which covers farms, acreage and land.
Is my Ohio County PVA value the same as an appraisal?
No. The PVA assesses value for property tax; an appraisal is an independent opinion of market value for a specific purpose and date.
How do I order?
Call 270-667-4216 or email admin@tradewaterrealty.com with the address, purpose and timeline.
Nearby counties
Muhlenberg County · Daviess County · McLean County · Hancock County