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How do I know if a property is in a flood zone?
FEMA flood insurance rate maps show Special Flood Hazard Areas, and anyone can look up an address on the FEMA Flood Map Service Center (msc.fema.gov). Lenders require flood insurance for financed buildings in high-risk zones. An elevation certificate from a surveyor can affect flood insurance cost, and Bailey Surveys prepares FEMA elevation certificates.
Answer by Scott D. Kelley, Kentucky Certified General Appraiser #4265. General information, not legal advice or an appraisal of any property.
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